ALL PROGRAMS AND COURSES ARE SUBJECT TO CHANGE WITHOUT NOTICE. Refunds will be given due to cancellation only if made at least 5 business days prior to course date. Those that cancel after the deadline, but before the course date, will receive a credit that can be applied towards future SICA courses, with an expiration date of one year. The credit amount will be the amount paid less 15% administrative fee. “No-Show’s” will receive NO credit or refund.